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Aparna
Aparna

Aparna

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Aparna
Asked: October 12, 20212021-10-12T20:42:19+05:30 2021-10-12T20:42:19+05:30In: Economics

What is Sovereign Gold Bonds?

What is Sovereign Gold Bonds?

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      [Deleted User]
      2021-10-12T20:45:04+05:30Added an answer on October 12, 2021 at 8:45 pm

      Context:

      The Government of India, in consultation with the Reserve Bank of India, has decided to issue Sovereign Gold Bonds.

      About:

      • Sovereign Gold Bonds are government securities denominated in gold. They are substitutes for holding physical gold.
      • Investors have to pay the issue price and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India.
      • The quantity of gold for which the investor pays is protected, since he receives the ongoing market price at the time of redemption/ premature redemption.
      • The risks and costs of storage are eliminated. Investors are assured of the market value of gold at the time of maturity and periodical interest. SGB is free from issues like making charges and purity in the case of gold in jewellery form.

      Key-details of the Scheme:

      • The minimum investment limit for Sovereign Gold Bond is 1 gram of gold, while the maximum limit of subscription is 4 kg for individual, 4 kg for HUF and 20 kg for trusts and similar entities, as notifi ed by the government from time to time.
      • The tenor of the Bond will be for a period of 8 years with exit option after completion of five years.
      • Comparing SGB with Physical gold & Gold ETFs:
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