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Aparna
Aparna

Aparna

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Aparna
Asked: October 15, 20212021-10-15T00:30:01+05:30 2021-10-15T00:30:01+05:30In: Economics

What is credit rating?

India rating downgraded by Moody.

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      [Deleted User]
      2021-10-15T01:01:07+05:30Added an answer on October 15, 2021 at 1:01 am

      Context:

      Moody’s Investors Service (“Moody’s”) downgraded the Government of India’s foreign-currency and local-currency long-term issuer ratings to “Baa3” from “Baa2”. It stated that the outlook remained “negative”.

       

      Credit  India rating

      • In order to rank the borrowers, a standardized rating scale is used which measures the expected investor loss in the event of default.
      • Thus, it is a bond credit rating business of Moody’s Corporation that provides international financial research on the bonds which has been issued by the commercial and government entities.
      • A credit rating agency (CRA) evaluates and assesses an individual’s or a company’s creditworthiness.
      • That is, these agencies consider a debtor’s income and credit lines to analyze the debtor’s ability to repay the debt or if there is any credit risk associated.

       

      Indian credit rating system

      • Securities and Exchange Board of India (SEBI) reserves the right to authorize and regulate credit rating agencies according to SEBI Regulations, 1999 of the SEBI Act, 1992.
      • Indian SEBI registered agencies
      • CRISIL Limited
      • India Ratings and Research Pvt. Ltd
      • ICRA Limited.

       

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