Vanchit Ikai Samooh aur Vargon ki Aarthik Sahayta (VISVAS) Yojana:

• This is an Interestsubvention Scheme of the Ministry of Social Justice & Empowerment for financial empowerment of economically marginalized OBC/SC SHGs & Individuals. Under this scheme, interest subvention will be provided to Self Help Groups with 100% OBC members and OBC individuals who have taken loan for various income-generating activities from those Lending Institutions who have signed MoA with NBCFDC.
• The scheme will benefit OBC/SC SHGs with loans/borrowings up to Rs.4.00 Lakh and OBC/SC individuals with loan/borrowing up to Rs.2.00 Lakh with a quick interest subvention benefit of 5% directly into the standard accounts of borrowing SHGs/beneficiaries. All OBC beneficiaries involved in Agricultural activities and getting coverage under the PM Kisan shall be eligible for coverage under Interest Subvention. To become eligible for an applicant’s annual family income should be less than Rs. 3.00 Lakh.